Self-Employed Program
Do you have self-employed clients looking for a mortgage loan? At Sierra Lending we understand how to qualify borrowers who earn non-traditional or self-employed income. We’ll work closely with your client to ensure they get the mortgage they need – and we can close in two weeks!
Newly self-employed OK
12 or 24 months personal bank statements
Can be used for primary or secondary residences
Minimum credit score of 660
Maximum 90% Loan to Value
For business and professional use only. Not for consumer distribution.

How self-employed workers can get the right mortgage
Owning a home is part of the American Dream. As a mortgage lender we want to help you live that dream. We are committed to doing everything possible to make sure Americans of all ethnic, educational and professional backgrounds qualify for a mortgage. Unfortunately, the current system for determining who qualifies for a home mortgage is not perfect.
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Sierra Lending
We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers.
At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country or working under an ITIN number.
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